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USSD Codes for GTB, FCMB, UBA, and Fidelity Bank

USSD codes for GTB, FCMB, UBA, and Fidelity Bank

In the fast-paced world of finance, Nigerian banks have innovatively introduced USSD codes to facilitate seamless financial transactions, catering to the needs of customers who seek convenience without the requirement of an internet connection or mobile application. These USSD codes have revolutionized the way individuals manage their finances, providing quick and efficient solutions right at their fingertips.

GTB USSD Codes (Guaranty Trust Bank)

Guaranty Trust Bank, renowned for its customer-centric approach, offers a suite of USSD codes that emanate from *737#:

  • Check Account Balance: Simply dial *737*6*1#  and follow the prompts to access your account balance instantly.
  • Transfer Funds: Transfer money to other GT Bank accounts hassle-free by dialing *737*1*Amount*Recipient’s Account Number#.
  • Recharge Your Phone: Top up your mobile phone with airtime effortlessly by dialing *737*Amount#.
  • Bill Payments: Pay utility bills and subscriptions using *737*50*Amount*Unique Reference Number#.
  • Open an Account: New to GT Bank? If you’re new to GT Bank, dial *737*0# to open an account.

FCMB USSD Services

First City Monument Bank (FCMB) offers a comprehensive range of USSD services accessible from the root code *329#:

  • Check Account Balance: Dial *329*0# to promptly view your account balance.
  • Transfer Money: Send funds securely by dialing *329*Amount*Recipient’s Account Number#.
  • Airtime Top-Up: Recharge your mobile phone swiftly with *329*Amount#.
  • Bill Payments: Simplify bill payments with *329*Amount*Merchant Code# to pay bills.


United Bank for Africa (UBA) presents USSD codes sourced from *919#, enabling effortless banking:

  • Account Balance: Retrieve your account balance swiftly by dialing *919*00#.
  • Fund Transfer: To transfer money just dial on your phone *919*Amount*Recipient’s Account Number#.
  • Airtime Purchase: Recharge your phone instantly by dialing *919*Amount#.
  • Bill Payments: Execute bill payments conveniently with *919*30*Biller Code*Amount#.

Fidelity Bank USSD Services

Fidelity Bank introduces USSD services accessible from the base code *770#, designed to streamline banking tasks:

  • Account Balance: To check your account balance promptly by dialing *770*0#.
  • Transfer Money: Send funds effortlessly by dialing *770*Recipient’s Account Number*Amount#.
  • Airtime Recharge: Top up your phone by dialing *770*Amount#.
  • Bill Payments: Execute bill payments efficiently with *770*Merchant Code*Amount#.


In today’s digital era where time is of the essence, these USSD codes serve as the gateway to unparalleled banking convenience. By leveraging these innovative solutions provided by GTB, FCMB, UBA, and Fidelity Bank, customers can navigate the complexities of financial transactions with ease, ensuring a seamless banking experience from start to finish.

Embrace the future of banking convenience with USSD codes, empowering you to take control of your finances anytime, anywhere.

Get ready to embark on a journey of unparalleled financial empowerment with USSD codes from GTB, FCMB, UBA, and Fidelity Bank. Revolutionize your banking experience today!

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